Terms and Conditions
Allenbrooke Insurance Services Inc. provides this service and site to you subject to the terms and conditions posted below which may be updated or changed without notice. Please review them from time to time to ensure you are familiar with the content. By viewing the most current version of the Terms and Conditions you acknowledge that your continued access to and use of this site will be deemed to be unconditional agreement to these provisions. In the event you no longer agree with the Terms and Conditions, your sole remedy is to no longer access this site.

Third-Party Sites
Allenbrooke may provide links to other Internet sites for your convenience. These are third-party sites that are not maintained by Allenbrooke. Because we have no control over such sites, you agree that we are not responsible for any content, advertising, products, or materials on or available from such sites. These sites are provided as a courtesy and their presence on this site does not constitute an endorsement of their content. Allenbrooke makes no warranties or representations regarding the products, goods, or services offered in connection with these third-party sites. We make no warranties or representations that any information or software from these sites is free from harmful components including but not limited to viruses, worms, or Trojan horses. Furthermore, you agree that Allenbrooke will not be responsible or liable, directly or indirectly, for any damage or loss caused or claimed to be caused by or in connection with the use or access of these sites.

Jurisdiction
The laws of the state of California shall govern any conflicts or disputes arising out of the use of this site. Any dispute arising out the use of this site shall be submitted for consideration in a court of competent jurisdiction in San Diego County, California, USA.

Copyright and Trademark
All logos and service marks, as well as the names of products and services, belong to Allenbrooke Insurance Services Inc. and/or partner companies.

Liability
UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEB SITE. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law. The information, forms, and applications are provided to users "as is." Allenbrooke will not be liable to any user or anyone else for any interruption, inaccuracy, error or omission, regardless of cause, for the information provided here. THIS WEB SITE CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Privacy
Allenbrooke Insurance Services Inc. acknowledges concerns about the collection and transmission of personal information over the Internet and other Web-based applications. As a result, Allenbrooke has established standards and procedures regarding the collection and use of personal information. Allenbrooke has also taken steps to protect the information you provide from unauthorized use or disclosure. These provisions address the collection and security of information collected through the Web site. Allenbrooke may collect personal information that may include but is not limited to your name, mailing address, e-mail address, telephone number and date of birth. Personal information will only be collected from the forms that you voluntarily submit to us through the registration process and other transactions you may initiate through this site. This information will be used to verify your identity during registration and to allow you to obtain your unique user identification number and password. We may also use the information you provide to update your account information. Allenbrooke Insurance will not intentionally disclose the information collected from you via this site to any person or entity outside of Allenbrooke Insurance and its affiliates without your permission unless disclosure is: a) necessary for us to conduct the business of insurance, such as underwriting, claims investigations, the detecting and preventing fraud, and other business related reasons; b) to insurance regulators; c) to the authorities to protect our rights or to report illegal activity; and, d) to research or actuarial organizations for the purposes of conducting studies. We will collect information about the Internet Service Provider and Browser that visitors use to visit this site and we will use this user trend information to serve our customers better. This site will utilize cookies to compile user trend information. Cookies are small files that store electronic information which help visitors navigate about the site and are useful to track visits to the web site. The cookies used on this site will not store any personal identification information, and will only be used to determine which portions of the site receive the most traffic. Although you may refuse to accept cookies, certain services provided by this site may not function properly without the technology. We also collect and store information that will allow us to document and respond to any e-mail sent to us by you. This will allow us to respond to any submission in a timely and accurate manner.

Security
Any personal information gathered from you by Allenbrooke Insurance Services Inc. through this site is stored using the Secure Socket Layer (SSL) protocol and a secure server. These methods of storing the information are in place to help safeguard the information you provide to us. Please note that e-mail communications sent over the internet may be subject to viewing, alteration or copying by other parties. Allenbrooke Insurance is not responsible for the security of communications sent to us via the Internet and e-mail. If you wish to communicate sensitive information to us regarding your business, please feel free to contact us via the telephone or the postal service to ensure confidentiality and security of your correspondence.

Notice of Changes or Revisions
Any changes in our Privacy Policy will be communicated by posting on this site. You may wish to review the Policy on a periodic basis to read the most recent version.

Questions?
We value our clients and want you to understand how we use the information we collect. Please contact us if you have any questions about our privacy policy.

• We will provide you access to your personal information that we control and can reasonably retrieve. In accordance with our procedures, you must provide the following:
  
  1. All policy numbers for which you want information.
  2. Please sign your request and have your signature notarized, to ensure the identity of the person requesting the information.
  3. Although we do not currently intend to charge a fee to cover the cost in providing you with a copy of this information, we do reserve the right to implement a reasonable fee in the future.
• You may request that we correct your personal information in our files. Please note that Allenbrooke Insurance Services Inc. does not control information given to us by third parties. So, you will need to contact the third party to correct any information it gave us.
• You may request the name and address of the consumer reporting agency from which we have obtained a report on you, if any. You may request that the consumer reporting agency provide you with a copy of the report it makes.

Please submit any inquiries to us at:
Allenbrooke Insurance Services, Inc.
ATTN: Privacy
1322 Scott Street, Suite 201
San Diego CA 92106

Please include, in all correspondence, your name, current address, policy number, and producer name. For changes to information that we control, such as your name and address, please either contact your producer or your Allenbrooke customer service representative.

This privacy statement describes our privacy practices for both current and former customers. We will provide one copy of this notice to joint policy or contract holders; please share this information with everyone covered by your policy or contract. Upon your request, we will send additional copies of this statement.

Thank you for choosing Allenbrooke Insurance Services Inc. and we look forward to building a lifetime relationship with you.